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Q & A
Mortgage Terms
Clients Corner
Area
Information
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Who to Contact
(Qualifying)
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Q: |
Where do I get
information about housing discrimination?
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A: |
For
information about housing discrimination, call the U.S.
Department of Justice at (202) 514-2000, 950
Pennsylvania Ave., NW DC 20530 or your local U.S.
Department of Housing and Urban Development office.
For detailed information, the booklet, "Your Loan is
Denied, Defending Yourself Against Mortgage Lending
Discrimination," is available from the Center for
Investigative Reporting, 500 Howard Street, Suite 206,
San Francisco, CA 94105-3008 or call (415) 543-1200.
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Q: |
Where do I get
information on consumer credit laws? |
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A: |
For
information on consumer credit laws, contact the
National Foundation for Consumer Credit, 8701 Georgia
Ave., Suite 507, Silver Springs, MD 20910; call (301)
589-5600. |
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Q: |
Where do I get
a copy of my credit report? |
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A: |
For a copy of
your own credit report, call one of the three main
national credit reporting agencies: Equifax, (800)
685-1111; Experian, (800) 392-1122 or Trans Union, (312)
408-1050. The bureaus also should provide instructions
on how to read their report and dispute any inaccuracies
it contains. |
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Q: |
Where do I get
information on who regulates lenders? |
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A: |
The following
regulatory bodies oversee lenders:
* Comptroller of the Currency, Compliance Division,
Washington, D.C., (800) 613-6743.
* Office of Thrift Supervision, Consumer Affairs,
Washington, D.C., (202) 906-6237.
* Federal Deposit Insurance Corp., Consumer Affairs,
Washington, D.C., (800) 934-3342.
Your state departments of real estate or commerce
also may regulate the lenders in your area.
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Q: |
Where do I get
information on finding the best loan? |
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A: |
For
information on how to find the best home loan, check out
this booklet:
* "How to Shop for a Mortgage," by the Mortgage
Bankers Association of America, 1125 15th St., N.W.,
Washington, DC 20005; call (202) 861-6500.
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Q: |
Where do I get
information on mortgages? |
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A: |
For
information on mortgages, check out the following
sources for information:
* American Bankers Association; (202) 663-5000.
* Mortgage Bankers Association of America, 1125 15th
St., N.W., Washington, DC 20005; (202) 861-6500.
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Q: |
Where can I
get a list of mortgage brokers? |
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A: |
For
information on mortgage brokers, contact the National
Association of Mortgage Brokers at (703) 610-9009
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